How Much It Costs to Form an LGBTQI+ Family
Over the past decade, a considerable amount of progress has been made when it comes to LGBTQI+ civil rights, which has made it easier for LGBTQI+ people to start families. According to the 2023 LGBTQI+ Economic and Financial (LEAF) survey, around 36% of LGBTQI+ respondents are parents or primary guardians for one or more children. Regardless of how you choose to start a family, there are certain costs you’ll be tasked with paying.
If you’re looking to adopt a child into your LGBTQI+ family, the costs vary substantially depending on the adoption method you choose. Every type of adoption comes with different requirements and processes as well. For instance, you could decide to take part in an open or closed adoption.
In a closed adoption, the adoptive and biological parents don’t have much contact or details about one another. Open adoptions are less stringent in this regard. In most cases, the child’s birth parents and adoptive parents will exchange contact information and even maintain relationships over time. These adoptions usually cost anywhere from $8,000-$30,000. The other types of adoptions and their respective price ranges are:
- Domestic or international adoptions – $25,000-$75,000
- Independent adoptions – $15,000-$40,000
- Private or public agency adoptions – $2,000-$50,000
- Foster to adoption – $1,000-$5,000
- Second-parent adoption – $2,000-$3,000
The factors that determine how much you pay during this process depend on the type of adoption you believe is best for your LGBTQI+ family. If you have questions about the adoption process, a New Jersey adoption attorney might be able to help.
If you aren’t interested in adoption, another solution that might interest you involves surrogacy. For instance, gestational surrogacy takes place when a donor’s fertilized egg is implanted through in vitro fertilization (IVF). It’s possible for the egg and sperm to come from a donor or biological parent. Surrogacy is expensive and can cost anywhere from $60,000 to $150,000.
There are many factors that determine what costs you pay. For instance, you could pay anywhere from $25,000 to $50,000 as surrogate compensation. If you’re able to find a close friend or family member who will be an egg donor or surrogate without requiring compensation, your costs can be reduced significantly. While surrogates often require compensation of around $50,000, these costs can be higher if the pregnancy involves cesarean delivery or leads to the birth of twins.
During this process, you might also need to pay for the surrogate’s lost wages and living expenses, which could be $25,000 or more. Healthcare costs add up quickly when paying monthly premiums, deductibles, copayments, and coinsurance. Out-of-pocket expenses can be high since many insurance providers don’t provide much coverage for fertility treatment. Additional expenses come in the form of background checks and health screenings, which can add a few thousand dollars to your total costs.
In Vitro Fertilization and Artificial Insemination Costs
There are two primary types of assisted reproductive technology, which include in vitro fertilization and artificial insemination. In vitro fertilization has a success rate of around 50% or higher. During this process, eggs are retrieved from a woman’s ovaries, after which they are fertilized in a lab and transferred to a uterus. An IVF cycle takes around three weeks. However, the entire IVF process requires three cycles, which can take up to nine weeks. The costs range from $45,000 to $70,000.
Artificial insemination costs anywhere from $200-$2,000 and involves delivering sperm to a woman’s uterus or cervix. The two types of artificial insemination include intrauterine insemination (IUI) and intracervical insemination (ICI). The ICI process costs less.
Costs of Protecting LGBTQI+ Family
When you’re forming an LGBTQI+ family, you may eventually pay out-of-pocket legal expenses to secure your parentage. Legal fees occur when contracts need to be drafted and reviewed. Keep in mind that legally establishing parentage for you and your partner requires a court judgment, which can cost anywhere from $4,000 to $7,000. While certain states are currently taking steps to make this process simpler and more streamlined, progress still needs to be made to reduce costs. If you’re in the midst of creating an LGBTQI+ family, legal expenses are difficult to avoid altogether.
Starting a family can be costly for LGBTQI+ parents. However, there are numerous options available when building a family, which provides you with a certain amount of control over what the final costs will be. Call our New Jersey adoption attorney today at (856) 429-5005 if you’re getting ready to start the adoption process or go through assisted reproduction.