The Benefits Available to Injured Workers in New Jersey
The Workers’ Compensation Attorneys at Cofsky & Zeidman, LLC
If you have been hurt at work, and can’t perform the day-to-day requirements of your job, you may be entitled to benefits under the New Jersey workers’ compensation laws. You may be uncertain about the full range of benefits available to you. The lawyers at Cofsky & Zeidman, LLC, can help.
The Types of Benefits Available to Injured Workers in New Jersey
Under New Jersey law, when you have been injured at work you can seek three basic types of benefits: reimbursement for medical care, compensation for lost wages and a financial award for any permanent injuries.
Though your employer is required to provide you with reasonable medical treatment after a work-related injury, you must seek treatment from a physician authorized by your employer. If you fail to do so, you may have personal responsibility for any medical costs incurred. You do have the right to seek care from a doctor of your choice or from a specialist, but must request authorization.. If your request for treatment from a specific doctor is denied by your employer, you can petition the workers’ compensation judge to order your employer to authorize your chosen caregiver.
Lost Income or Wages
Under the New Jersey Workers’ Compensation statute, you are entitled to 70 percent of your average weekly wages (the average of the last 52 weeks), up to a statutory maximum rate. Lost wages are only recoverable after you have been unable to work for at least seven days. You must have authorization from an employer-approved physician for any time lost from work. You are entitled to compensation for lost wages until you are either cleared to return to work or have reached maximum medical improvement (MMI). At that time, you will be evaluated to determine whether there is any permanent injury, and you may be entitled to an award based on the permanency of your injury.
The workers’ compensation statute in New Jersey has a schedule that provides specified award amounts based on the percentage of permanent partial or total disability. Once you have reached MMI, you will be evaluated to determine whether you qualify for compensation for a permanent injury.
Contact Our Office
After a workplace injury, the most important thing you can do is contact an experienced workers’ compensation lawyer. Call us in Haddonfield, NJ at (856) 429-5005 or in Woodbury, NJ at (856) 845-2555. We can also be reached in Philadelphia, PA at (215) 563-2150 or by e-mail. We will evaluate your case at no cost or obligation to you. If we take your case, we will only charge attorney fees if we recover compensation for you.
Our offices are open weekdays between 9 a.m. and 5 p.m. Weekend and evening appointments may be arranged upon request. We will also come to your home or the hospital if necessary.